No matter what stage of life you are in, financial planning should be a priority in securing your future. At Rate Detective, we provide information on superannuation, tax, accounting and investments to help you realise your goals.

Financial Planning News

How Do You Rank Credit Wise?

Feb 12, 2010 - Boris Chan

It is very important to know what your credit rating is, as the day will come when you will need to apply for a new form of financial credit, home loan or credit card for example.

Canberra Plans To Raise Bankruptcy Threshold

Jan 27, 2010 - Eric Smyth

There are new proposed laws that will mean that creditors will have to wait 28 days before taking action to recover debt.

Canberra plans to raise the bankruptcy threshold from $2,000 to $10,000 and banks are against this, as they feel it will only encourage Australians to run up bad debts.

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Financial Planning Guides

The RD Guide to the 2009 Australian Government Stimulus Package Handouts

By now, you've probably heard that the Australian Government is introducing a stimulus package to try to buoy the Australian economy.

Top ten individual finance tips

  1. It is not about how much you earn, but more about how much of it you keep, even a substantial income is not going to have you achieve your goals if you spend it all.
  2. Know yourself financially; understand your own personal finance habits.  
  3. Create a budget for you and your family, make sure you whole family sticks to it.
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