Trauma Cover Insurance

What is Trauma Cover Insurance?

Trauma Cover Insurance is available to people aged between 17 and 59 and can be renewed until the policy anniversary date before the life insured's 80th birthday (after age 70, only Loss of Independent Existence is covered). Trauma Cover pays a lump sum if the life insured survives for 14 days after the occurrence of one of a specified major medical conditions. Trauma Cover is available in conjunction with Life Cover or as a stand alone policy.

Australian Bureau of Statistics data indicate that two in three men and one in three women are likely to suffer a traumatic event during their working life. [2008, ABS]

Benefits are payable on confirmation of the diagnosis of one of the following specified events (Trauma Cover conditions):

Alzheimer's Disease
Aplastic anaemia
Blindness
Burns - severe/major
Cancer
Cardiomyopathy
Coma
Coronary artery angio
Coronary bypass surgery
Deafness
Dementia
Diplegia
Encephalitis
Heart attack
Heart valve surgery
Hemiplegia
HIV - occupational acquired
Kidney failure - chronic
Liver disease - chronic
Loss of independent existence
Loss of limbs and/or eye
Loss of speech
Lung disease - chronic
Major head trauma
Major organ transplant
Motor neurone disease
Multiple Sclerosis
Paraplegia
Parkinson's Disease
Pulmonary hypertension
Quadriplegia
Stroke
Terminal illness
Life Cover - death benefit
Total & Permanent Disability
Aortic surgery
Out of hospital cardiac arrest
Benign brain tumour
HIV - accidental infection
Peripheral neuropathy

Note: These events may differ from one policy to the next.

Trauma Cover Insurance quote estimates

  • Enter your details into the "Compare Trauma Cover Quotes" section to receive online estimates of your monthly Trauma Cover insurance premiums from a selected panel of insurers.
  • Product Disclosure Statements (PDS) are provided for your convenience where possible.
  • Trauma Cover insurance premium may vary depending on occupational type and past and present medical history. All Trauma Cover insurance applications require underwriting assessment and only at that time can a formal offer be made.
  • Click on the enquire button and we will put you in contact with a fully licensed advisor who can provide detailed advice on Trauma Cover insurance.
  • And for limited time only, if you apply through us you will receive 20% cash rebate for your first year's Trauma Cover insurance premiums. You will not receive it by going through the insurance companies and asking for Trauma Cover insurance yourself!