If you are wanting to buy a new car, to consolidate your debts or need extra money for home improvements or vacation, Rate Detective investigates personal loans that can help you on your journey.

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Personal Loans Miss Out On Rate Cuts

Interest rates on home loans fell by more than four percentage points between August last year and October this year, while the rates for personal loans rose during the same period.

When the going gets tough the banks get greedy

If borrowers fall into arrears on mortgages and personal loans they could be charged $1000 a year in penalty fees.

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